DISCLOSURES REQUIRED BY NORTH CAROLINA LAW

The State of North Carolina has not reviewed and does not approve, recommend, endorse, or sponsor any loan brokerage contract. The information contained in this disclosure has not been verified by the State. If you have any questions, see an attorney before you sign a contract or agreement.

1. Name of Broker: Herkimer Capital LLC
Business Type: Limited Liability Corporation
Other Names Doing Business As: N/A
Parent or Affiliated Companies: N/A

2. Business Leadership and Employees in North Carolina:

• Officers, Directors, and Executives:
  Michael Giordano, Director
• North Carolina Employees:
  Michael Giordano, Director

3. Duration of Business Activity as a Loan Broker:
Herkimer Capital has been conducting business as a loan broker for 5 months

4. Loan Brokerage Contracts Over the Past 12 Months:

• Total Contracts Entered: 1
• Contracts Resulting in Loans: 1

5. Financial Statement:
A current financial statement, not older than 13 months, is available upon request.

6. Services Provided by the Loan Broker:
Herkimer Capital undertakes to perform the following services for prospective borrowers:

• Consultation to assess financial needs and match borrowers with suitable loan options.
• Facilitation of loan application processes with lenders.
• Negotiation of loan terms with direct lenders.
• Guidance throughout the lending process to ensure compliance and successful loan closings.

7. Circumstances Under Which Consideration is Retained:
Herkimer Capital retains consideration only when:

• A loan has successfully closed and all agreed-upon terms and services have been fulfilled.
• Reasonable and necessary third-party fees (e.g., appraisal, title examination, credit reports) may be collected, but no advance fees are retained prior to the closing of a loan.

8. Bond or Trust Account Information:
As required by North Carolina law, this loan broker has secured a bond by:

Surety Name: Brooklyn Ventures of Missouri, LLC
Surety Address: 28 Liberty Street, New York, NY 10005

Before signing a contract with this loan broker, you should check with the surety company to determine the bond's current status.

This disclosure statement is provided to ensure transparency and compliance with North Carolina law. If you have further questions or require clarification, please consult an attorney before proceeding with any agreement.